Effective Date: February 1st, 2024

Information About Us

We are bestmedicareplansforseniors, Inc., a company registered in California. We own and operate the below websites.

• FinanceDoneRight
• FindPrimeJobs
• GreaterTrip
• OfficialSavings
• SeniorBeginnings
• EssentialHealthInfo

Please read these terms and conditions and our acceptable use policy carefully before using any of these.

If you'd like to write to us in regards to comments we should make to this document, please use the below address.

bestmedicareplansforseniors, Inc.
Attn: Terms & Conditions Request
23 Veneto Ln.,
Aliso Viejo,
CA 92656

Terms Of Website Use

Your access to our website is subject to our terms and conditions and we therefore encourage you to read through these terms. By using our website, you confirm that you accept these terms of use and that you agree to comply with them.

In addition to these terms we also have other documents containing important information which applies to your use of our website:

• Our Privacy Policy, sets out to explain how we process any personal data we collect and hold about you.
• Our Cookie Policy gives you the details of the cookies that we use on our website, how they work and what information they collect.
• Our Acceptable Use Policy sets out to explain how you can and cannot use our website, including the use of our interactive features.

Changes To These Terms

We may revise these terms at any time by amending this page. It is advisable that you check this page from time to time.

Changes To Our Website(s)

• We will update our website and change the content from time to time. We do not notify users in advance.
• We always do our best to ensure that the information is accurate, however, we cannot guarantee that the website(s) or their content will be free from errors or omissions. We are not obligated to update any information on our website.

Your Access To Our Website(s)

• Access to our home page and some of the information on our website is made available to all visitors. Please note that some of the services on our website may require visitor registration.
• Due to the nature of technology and the internet, we cannot promise that our website or any content on it will always be available or be uninterrupted. We are not obliged to fix or support our website.
• Your access to our website is permitted on a temporary basis and we may suspend, withdraw, discontinue or change all or any part of our website without notice. We will not be liable to you if our website is unavailable at any time or for any period.
• You are responsible for making all arrangements necessary for you to have access to our website and for ensuring that any person who accesses our website through your internet connection complies with these terms.

Your Account And Password

If you choose, or if you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, at any time, without notice, if, in our reasonable opinion, you have failed to comply with any of the provisions of these terms. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us by emailing us at websites@bestmedicareplansforseniors.com

Who Owns The Content On Our Website(s)?

• We own (or license) the copyright and other rights in our website and in the material published on it which is protected under international laws. All such rights are reserved.
• You may make print outs or download extracts from our website for your use including showing others within your organization. However, you must not modify any copies of any materials you have printed off or downloaded in any way and must acknowledge our ownership.
• If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must return or destroy any copies of the materials you have made if requested.

Accuracy Of Website Content

The content on our website is provided for general information purposes only. It is not intended to amount to advice on which you should rely. You must obtain your own advice before taking (or not taking) any action on the basis of the content on our website. Although we make reasonable efforts to update the information on our website, we make no guarantee (whether expressed or implied) that the content on our website is accurate, complete or up-to-date.

Limitation Of Our Liability

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our website or any content on it, whether expressed or implied. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, our website; or
• use of or reliance on any content displayed on our website.

We will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on our website. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Viruses

Whilst we take reasonable steps to ensure that our website is reliable and provides a fast service, we do not guarantee that our website will free from bugs or viruses. You are responsible for your ensuring your information technology, computer programmers and platform are set up correctly in order to access our website and you should use your own virus protection software.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

Linking To Our Website(s)

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our website in any website that is not owned by you.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards as notified to you from time to time.

If you wish to make any use of content on our website other than that set out above, please contact us by emailing us at websites@bestmedicareplansforseniors.com.

Third Party Links & Resources On Our Website(s)

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those websites or resources.

When You Must Stop Using Our Website(s)

Things change, we may have to go our separate ways and immediately end our agreement and your use of our website.

If at any time you do not feel that you can agree to our terms or you are not happy with our website, you must stop using the it. We may also end your use of our website if you fail to use the it in the way it was intended, or ways in which are not compliant with our terms, against the spirit or intent of our website or to breach any law or regulation.

If we do end your use of our website, we will tell you and you must immediately stop using the it. We will not offer you compensation for any losses at the time we end your use of the website.

Agreement to Arbitrate

(a) Media partner and you agree to arbitrate any and all disputes and claims between us arising out of or relating to these Terms of Use, our Privacy Policy, or use of the sites, via the sites or through a mobile application, except any disputes or claims which under governing law are not subject to arbitration, to the maximum extent permitted by applicable law. These terms to arbitrate are intended to be broadly interpreted and to make all disputes and claims between us subject to arbitration to the fullest extent permitted by law. However, any dispute you or we may have relating to copyrights or other intellectual property shall not be governed by this agreement to arbitrate. For the avoidance of doubt, this means that any claims you or we may have relating to intellectual property rights against the other, including seeking injunctive and other equitable relief, may be brought in a court of competent jurisdiction.

This agreement to arbitrate otherwise includes, but is not limited to claims based in contract, tort, warranty, statute, fraud, misrepresentation, or any other legal theory; claims that arose before this or any prior Terms of Use (including, but not limited to, claims relating to advertising); claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; claims relating to our websites; claims arising out of or relating to the Telephone Consumer Protection Act; claims relating to your data privacy or information security; and claims that may arise after the termination of these Terms of Use.

For purposes of this arbitration provision, references to " Media partner," "you," and "us" shall include our respective parent entities, subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, websites of the foregoing, as well as all authorized or unauthorized users or beneficiaries of services, products or information provided or made available under this or prior agreements between us relating to or arising from any aspect of your use or access of the sites.

Notwithstanding the foregoing, either party may bring an individual action in small claims court. You agree that, by entering into these Terms of Use, including this agreement to arbitrate, you and Media partner are each waiving the right to a trial by jury or to participate in a class or representative action to the maximum extent permitted by law. These Terms evidence a transaction in interstate commerce, and thus the Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. This arbitration provision shall survive termination of these Terms of Use or your relationship with Media partner for any reason.

(b) A party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute ("Dispute Notice''). The Notice to Media partner should be addressed to the following address ("Dispute Notice Address''):

• Media partner
• Street Address
• City, State Zip code
• Attention: Legal Department

The Dispute Notice must describe the nature and basis of the claim or dispute and set forth the specific relief you seek from Media partner ("Demand''). If Media partner and you do not reach an agreement to resolve the claim within 30 days after the Dispute Notice is received, you or Media partner may commence an arbitration proceeding.

(c) After Media partner receives notice at the Dispute Notice Address that you have commenced arbitration, it will promptly reimburse you for your payment of the filing fee. The arbitration will be governed by the Consumer Arbitration Rules (“AAA Rules”) of the American Arbitration Association (“AAA”), as modified by these Terms Of Use, and will be administered by the AAA. The AAA Rules are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The AAA Rules may change from time to time, and you should review them periodically.

All issues are for the arbitrator to decide, including the scope and enforceability of this arbitration provision as well as other terms and conditions of these Terms of Use, and the arbitrator shall have exclusive authority to resolve any such dispute relating to the scope and enforceability of this arbitration provision or any other term of these Terms of Use, including, but not limited to any claim that all or any part of this arbitration provision or these Terms of Use are void or voidable. However, if putative class or representative claims are initially brought by either party in a court of law, and a motion to compel arbitration is brought by any party, then the court shall decide whether these Terms of Use permit class or representative proceeding. For the avoidance of doubt, the court and arbitrator shall be bound by these Terms of Use, including with regard to the class and representative waiver provision. In any arbitration, the arbitrator shall follow the applicable law. The arbitrator shall not have the power to commit manifest errors of law or legal reasoning, and any award rendered by the arbitrator that employs a manifest error of law or legal reasoning may be vacated or corrected by a court of competent jurisdiction for any such error.

Unless Media partner and you agree otherwise, any arbitration will be governed by the substantive laws of your state, and hearings will take place in the county (or parish) of your permanent residence. Case management and other hearings shall be heard via telephone unless agreed to otherwise. Except as otherwise provided for herein, Media partner will pay all AAA filing, administration, and arbitrator fees for any arbitration initiated in accordance with the notice requirements above. If, however, the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all such fees will be governed by the AAA Rules. In such case, you agree to reimburse Media partner for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules.

(d) Discovery and/or the exchange of non-privileged information relevant to the dispute will be governed by the AAA Rules.

(e) YOU AND Media partner AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING TO THE MAXIMUM EXTENT PERMITTED BY LAW. If this specific subparagraph (e) is found to be unenforceable in its entirety, then the entirety of this arbitration provision shall be null and void. However, if only a portion of this subparagraph (e) is found to be unenforceable, then the unenforceable portion of the provision shall be stricken, and the remainder of subparagraph (e) enforced. Any claims or causes of action seeking relief not subject to individual arbitration under applicable law shall be stayed in a court of competent jurisdiction pending completion of individual arbitration to the maximum extent permitted by law.

(f) Notwithstanding any provision in these Terms of Use to the contrary, we agree that if Media partner makes any change to this arbitration provision (other than a change to the Dispute Notice Address) after your enrollment in a service or program or your use of the Media partner Sites, you may reject any such change and require Media partner to adhere to the language in this arbitration provision as written at the time you initially requested or received any services from us if a dispute between us arises, by providing Notice to Media partner at the Dispute Notice Address in subsection (b) above.

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